I'm Getting a Divorce. What Happens to My Health Insurance in Pennsylvania?
Divorce and Your Health Insurance Issues
Undoubtedly one of the most important aspects of anyone's life is their health. Therefore, understanding how your upcoming divorce will impact your health insurance is of equal importance. Many people, unfortunately, are unaware of these changes and are left without a policy before the proceedings have even begun. It is critical to get a jump on the process now before any lapses in your coverage occur. While it may not seem like it at the moment, any loss of health coverage can have detrimental impacts on both you and your loved ones during a divorce. Having a dedicated Montgomery County family law attorney can certainly help out in this regard. Contact the experienced divorce attorneys at the Law Offices of Sheryl R. Rentz, P.C. today and schedule an appointment to review your case options.
Dial (610) 645-0100 or (866) 290-9292 for more information.
Will I be Able to Stay on My Husband or Wife's Policy?
Unfortunately, the law states that following a divorce you are no longer able to receive health coverage from your husband or wife's employer. However, there is a caveat. Your ex's employer is required to offer you coverage through a federally mandated program entitled the Consolidated Omnibus Budget Reconciliation Act or COBRA. Under this program you will be afforded temporary coverage until your employer can offer you insurance or until you can find an independent policy. While the program is only available for a limited amount of time, it can certainly help keep you safe while you hunt for appropriate coverage.
Keep in mind that you only have 60 days from the finalization of your divorce in which to file for COBRA insurance. Failing to do so within that time limit can mean a loss of coverage.
Will Our Children's Health Insurance be Revoked as Well?
No. Unless your husband or wife deliberately removes your children from their policy they will remain covered by their employer. However, who pays the premium and whether or not this is in the child's best interest will up to you, your ex-spouse and the courts to figure out.
Don't Delay - Make the Call to our Montgomery County Divorce Lawyers Today
As we have seen over the past four years health insurance remains a hot-button topic in our country - and for good reason. With Obama Care now in full swing, it is critical to have a Pennsylvania divorce attorney in your corner that not only understands your goals, but also knows how to help you achieve them. Contact the Law Offices of Sheryl R. Rentz, P.C.and schedule a case consultation today. Dial (610) 645-0100 or submit an email and a representative will contact you shortly.
- Pay a Premium, Decide to Divorce, and Collect Your Check
- Retirement Assets and Insurance Policies Also Need To Be Updated During a Divorce